See the breach coming, not the markdown

Elimentary reads the deal documents and continuously monitors covenants, borrowing-base, cashflow variance in the background allowing Fund Managers to focus on critical decision-making.

Elimentary's predictive collections dashboard showing delinquency risk scoring and recovery workflows

CAPABILITIES

Real-time portfolio health, not a month-end snapshot.

BORROWING-BASE SURVEILLANCE

Our AI Agents continuously recompute borrowing-base and advance-rate / LTV per investment and across the book, normalizing every servicer feed, so you know the moment you drift out of range.

DELINQUENCY & STRESS SIMULATION

Intuitive platform with ability to model roll rates, concentration build-up, and macro shocks that helps in developing planned mitigation strategies.

COVENANT TRACKING

Our Agents extract every covenant and trigger from the indenture and credit agreement and track them against live performance, flagging approaching breaches with the exact clause and thresholds.

RESULTS

From monthly spreadsheets to continuous oversight

Move surveillance off a manual, month-end exercise that waits on servicer disclosures onto a live, reconciled view of portfolio health.

24/7

portfolio surveillance (vs. monthly)

100%

Covenants mapped to source clauses

200 hours

Man hours saved from manual work each month

CASE STUDY

Transforming recovery with real-time delinquency models

A fund holding a high-yield ABF pool tracked covenants monthly off servicer reports. With continuous surveillance, a borrowing-base breach surfaced early, with enough time to appoint a back-up servicer instead of marking down the position.

READ CASE STUDY