Financial Planning

Precision-Engineered Growth for the Modern Credit Union

Precision-Engineered

System-Driven Portfolio Expansion

Income & Ability-to-Pay Estimation

Move beyond static self-reported data by analyzing transaction streams to provide a high-fidelity view of true financial capacity.

Look-Alike Expansion Modeling

Analyze the traits of your most profitable and loyal borrowers to create 'Look-Alike' profiles, focusing your marketing spend on prospects with the highest probability of conversion and retention.

Automated Refinance Triggers

Monitor loan-to-value shifts and repayment velocity to automatically flag accounts eligible for 'Top-Up' offers before they look at a competitor.

Income & Ability-to-Pay Estimation
Look-Alike Expansion Modeling
Automated Refinance Triggers

Measuring Targeted Enterprise Impact

Stop waiting for applications to arrive. Our platform uses post-origination intelligence to identify high-value opportunities hidden in your existing data.

70%

Increase in processing capacity through automated document verification.

20% to 35% Growth

In approvals by utilizing alternative data for 'thin-file' members.

40% Lower CAC

By shifting focus to predictive internal targeting.

Unlocking $2.6M in Hidden Opportunities

A regional digital loan originator improved product‑per‑member ratios by using Look‑Alike Targeting and Refinance Triggers, identifying prospects 4x more likely to convert than human‑curated lists.

65% increase in mortgage application clicks
Significant jump in auto‑loan recaptures
Zero increase to marketing budget