CREDIT UNDERWRITING

Agentic underwriting Institutional speed.

Agentic underwriting Institutional speed.

Agentic underwriting Institutional speed.

Reduce origination turnaround-times by 90% with our Agentic data orchestration, validation and self learning business rules.

Reduce origination turnaround-times by 90% with our Agentic data orchestration, validation and self learning business rules.

Digital Underwriting Elimentary's digital underwriting dashboard showing automated loan file processing and credit decisioning

CAPABILITIES

AI-driven high accuracy for high complexity decisions

AI-driven high accuracy for high complexity decisions

AI-driven high accuracy for high complexity decisions

DATA ORCHESTRATION

DATA ORCHESTRATION

Eliminate manual indexing by autonomously extracting and populating data from pay stubs, tax returns, 1003s, W-2s and bank statements with over 99% accuracy.

SELF LEARNING BUSINESS RULES ENGINE

SELF LEARNING BUSINESS RULES ENGINE

Ready to use credit strategies that are trained over 4 million loan files; easy integrations of exiting credit policies to train AI Agents for client specific customizations.

REAL TIME EXCEPTION MANAGEMENT

REAL TIME EXCEPTION MANAGEMENT

Shift from reviewing every file to managing by exception as our platform identifies and presents specific discrepancies for review.

RESULTS

Unlocking institutional capacity

Unlocking institutional capacity

Unlocking institutional capacity

Our specialized AI agents handles the heavy lifting of data validation, case creation, and summary allowing your team to solely focus on decisioning and member service.

Our specialized AI agents handles the heavy lifting of data validation, case creation, and summary allowing your team to solely focus on decisioning and member service.

90%

90%

90%

Reduction in mortgage
processing time

$1500 - $1800

$1500 - $1800

$1500 - $1800

Saved per file through automation

6x

6x

6x

Increase in files managed 
per underwriter

CASE STUDY

Reducing mortgage turn-times from 4 hours to 10 mins

Reducing mortgage turn-times from 4 hours to 10 mins

Reducing mortgage turn-times from 4 hours to 10 mins

A Tier‑1 mortgage guarantee institution implemented autonomous data extraction and an orchestration layer with automated business rules. By allowing our AI Agents to handle the initial 90% of data validation, the institution moved from a 4+ hour average turnaround‑time to just 10 mins.

A Tier‑1 mortgage guarantee institution implemented autonomous data extraction and an orchestration layer with automated business rules. By allowing our AI Agents to handle the initial 90% of data validation, the institution moved from a 4+ hour average turnaround‑time to just 10 mins.

A Tier‑1 mortgage guarantee institution implemented autonomous data extraction and an orchestration layer with automated business rules. By allowing our AI Agents to handle the initial 90% of data validation, the institution moved from a 4+ hour average turnaround‑time to just 10 mins.

HIGHLIGHTS

Uninterrupted support

FDE integrating workflow

Realtime feedback loop